CHOOSE WITH THE CYCLE HUB
Select your bike and any accessories, then agree the amount with our team.
CYCLE TO WORK
A BETTER BIKE.
A SMARTER WAY
TO GET RIDING.
Use your employer’s Cycle to Work scheme at The Cycle Hub. Understand how salary sacrifice works, check the providers we accept and speak to us about your bike before requesting a voucher.
TALK TO THE TEAMSPEAK TO US BEFORE REQUESTING YOUR VOUCHERSCHEMES WE SUPPORT
We work with the major UK providers. If yours is not shown, ask us before requesting a voucher.
HOW SALARY SACRIFICE WORKS
YOUR BIKE. PAID FROM GROSS SALARY.
The government model is straightforward: your employer provides the cycle under a hire agreement and you give up an agreed amount of salary before tax.
YOUR EMPLOYER ARRANGES THE HIRE
The cycle is provided under a separate hire agreement. It is not an immediate purchase.
YOU SACRIFICE GROSS SALARY
An agreed amount is taken from gross pay over the period set by your employer.
TAX AND NI ARE NORMALLY LOWER
Income Tax and employee National Insurance are usually calculated on the reduced cash salary.
WORKED EXAMPLE — ILLUSTRATIVE 28% SAVING
£1,200 BIKE → £336 TAX & NI REDUCTION → £864 FROM TAKE-HOME PAYFor an employee in England, Wales or Northern Ireland whose full sacrifice falls within the 20% basic Income Tax band and 8% employee NI band: £100 of gross salary sacrificed each month reduces take-home pay by about £72. Over 12 months, that is an illustrative 28% reduction—£336 on a £1,200 cycle.
FOUR CLEAR RETAIL STEPS
FROM CHOICE TO COLLECTION.
Choose your bike and agree the amount with The Cycle Hub. You request the voucher through your employer or scheme provider; we invoice the scheme and release the bike once payment has been received.
CHOOSE YOUR BIKE
Choose your bike and any accessories with help from The Cycle Hub team.
AGREE THE AMOUNT
Choose the available products and agree the total amount with our team.
REQUEST YOUR VOUCHER
Request the agreed amount directly through your employer or scheme provider.
PAYMENT & COLLECTION
The Cycle Hub invoices the scheme. Once we receive payment, your bike can be collected.
MORE THAN THE BIKE
WHAT CAN BE INCLUDED.
Depending on your scheme and employer, eligible equipment may include a bike, helmet, lights, locks, luggage and other safety or commuting accessories.
THE CYCLE HUB WILL HELP YOU
- Choose the right bike and size.
- Select your bike and accessories.
- Agree the products and voucher amount.
- Invoice the scheme for the approved voucher value.
- Prepare the bike for collection after payment.
WHO DOES WHAT
IMPORTANT INFORMATION.
THE CYCLE HUB
We help you select the products and agree the amount, then invoice the scheme for the approved voucher value. The bike is released after we receive payment.
YOUR EMPLOYER
Your employer decides whether you can join, agrees the salary sacrifice with you and provides the cycle under the arrangement.
THE SCHEME PROVIDER
The provider processes the application and supplies the scheme documents, approval and instructions required by your employer.
AGREEMENTS & TERMS
Your employer and scheme provider supply and administer the salary-sacrifice and hire terms. The Cycle Hub is the retailer and is not a party to those agreements.
USEFUL ANSWERS
BEFORE YOU APPLY.
Who decides eligibility?
Your employer and scheme provider decide eligibility, qualifying goods, salary deductions and the hire agreement. You choose the available products and agree the amount with The Cycle Hub.
Can I top up a voucher?
No personal contribution can be added to the goods being hired. You may buy genuinely separate additional equipment where the scheme permits it. Ask us before applying.
Does The Cycle Hub supply the scheme terms?
No. Your employer and scheme provider supply and administer the salary-sacrifice and hire documents. The Cycle Hub invoices the scheme for the approved voucher amount.
When should I request the voucher?
After you have chosen your products and agreed the amount with The Cycle Hub.